Simple Benefit Options
Speak to an Agent: 855-769-1832
Quality coverage that makes sense: Get supplemental insurance that protects you when it matters most.

Explore The Insurance Plans

Click on a button below for more information on each plan.

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Added Protection for Life's Unexpected Moments

Simple Benefit Options can help you find enhanced supplemental insurance plans that fit your needs. We proudly offer insurance plans that can help cover gaps that may be left by traditional health insurance. Get added financial support when faced with unexpected health care costs from covered accidents, cancer, and critical illnesses. Explore dental coverage options that may include preventive services and other covered treatments. Our agents are ready to help you find coverage that fits your needs and budget, so you can have added peace of mind when you need it most.

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Support With Every Step

With over 40 years of experience, our knowledgeable agents take the time to learn about your priorities and coverage goals. Whether you're looking for supplemental insurance or dental coverage, they can help you explore your options and make informed decisions. We support you along the way with helpful tools and easy-to-understand guidance, so you can better understand the coverage options available to you.

Apply for Coverage that Fits Your Needs

View some of the plans we offer and click each one to learn more.

Accident
Insurance

starting at
$24.91/month
Learn More

Cancer
Insurance

starting at
$20.41/month
Learn More

Critical Illness Insurance

starting at
$9.92/month
Learn More

Dental
Insurance

starting at
$20.97/month
Learn More

Rates shown are sample monthly premiums and are based on individual coverage for a 20-year-old Nebraska resident who does not use tobacco. Premiums vary by state, age, tobacco status, coverage selected, and other factors. Product availability and benefits vary by state.

Common Questions

Simple Benefit Options helps individuals and families explore supplemental insurance solutions that are straightforward and easy to understand. We offer access to supplemental insurance plans, including accident, cancer, critical illness, and dental coverage. Our knowledgeable agents provide guidance and help you evaluate available plans so you can make informed decisions about your insurance needs.

Supplemental insurance is additional coverage that can help with certain costs not fully covered by primary health insurance. Supplemental insurance plans can provide cash benefits to help with out-of-pocket expenses and medical costs associated with covered illnesses and accidents.

Health insurance may not cover every expense. Supplemental insurance provides cash benefits for covered accidents, illnesses, and medical conditions that can help with deductibles, copays, and other out-of-pocket costs.

Supplemental insurance claims can be paid directly to you as the policyholder, unless otherwise stated, for covered claims. Benefits may help with prescription costs, medical bills, and other out-of-pocket expenses associated with a covered accident or illness.

Getting started is designed to be straightforward. Select the type of supplemental insurance you're interested in and click "Find My Plan." Then, enter your ZIP code and answer a few questions to explore available options. If you need assistance, our knowledgeable agents can help you explore supplemental insurance plans and answer your questions. Call 855-769-1832.

Simple Benefit Options koala mascot holding a laptop displaying an online insurance plan finder and pointing toward getting started with coverage.

Get Started Today!

Explore supplemental insurance plans and other coverage options. Click the button below and select the type of coverage you're interested in. Then enter your ZIP code and a few details to view available options in your area. If you have questions or need assistance, please call 855-769-1832. Apply for supplemental insurance today to help you be better prepared for life's unexpected moments.

Find My Plan

Simple Benefit Options is owned and operated by North Lake Benefits Group, an independent insurance agency offering access to supplemental accident, cancer, critical illness, and dental insurance products through licensed insurance professionals.

These products provide supplemental or limited-benefit coverage and are not substitutes for comprehensive health insurance or major medical coverage. They are not Qualified Health Plans (QHPs) under the Affordable Care Act (ACA) and are not required to provide all essential health benefits.

Benefits, premiums, waiting periods, limitations, exclusions, and product availability may vary by state, insurance provider, and plan selected. Optional riders may be available at an additional cost. All coverage is subject to the terms and conditions of the policy issued by the applicable insurance company. Please review the policy details carefully before enrolling.