Expect the Unexpected
Life can change in an instant, but Accident Insurance can help you prepare for the unexpected. Claims can be paid directly to you as the policyholder, unless otherwise stated, for covered accidents and can help with out-of-pocket medical expenses while you recover. At Simple Benefit Options, we'll help you explore affordable accident coverage options that can provide added financial protection when you need it most.
How Does It Work?
Accident Insurance is designed to help provide financial protection following covered accidents. Coverage is automatically renewed according to the terms of the policy. If you're injured in a covered accident, claims can be submitted quickly and conveniently. Once an eligible claim is approved, claims can be paid directly to you as the policyholder, unless otherwise stated, and can be used to help cover medical bills. You can manage your account online, and our dedicated customer support team is available to help every step of the way.
Common Questions
Accident Insurance may help provide cash benefits for covered accidental injuries and related medical care. Benefits can be used to help with expenses associated with covered accidental injuries, prescription costs, copayments, deductibles, and other out-of-pocket expenses. Claims can be paid directly to you as the policyholder, unless otherwise stated, providing the flexibility to use them where they are needed most during recovery.
The cost of Accident Insurance depends on factors such as your age, the coverage selected, and whether you choose individual or family coverage. Plans offer flexible coverage options designed to meet a variety of needs and budgets. To determine your premium, request a personalized quote by clicking "Find My Plan."
Accident Insurance pays cash benefits following an approved covered claim. Unlike traditional health insurance, benefits are paid directly to you, allowing you to use the money as needed. Benefits can help offset costs associated with covered accidental injuries and recovery.
No. Your monthly premium is guaranteed to remain the same after a covered accident. Your rate will not increase simply because you file a claim or receive benefits. As long as your policy remains active and premiums are paid, you can continue enjoying the same coverage without worrying about your monthly rate increasing due to an injury.
Accidents can happen anytime, whether at home, at work, while traveling, or during recreational activities. Even with health insurance, deductibles, copays, and other out-of-pocket expenses can add up quickly. Accident Insurance can help provide financial support following a covered accidental injury by providing cash benefits that may help offset associated costs.
Get Cash Benefits to Help with Out-of-Pocket Expenses
Accident Insurance helps provide cash benefits for covered accidents, offering financial support when it's needed most. Benefits are paid directly to you and may help offset costs associated with accidental injuries and recovery, including the following:
Immediate Care
Hospitalization
Injury Treatments
Follow-up Care
Explore Your Coverage Options
Finding the right Accident Insurance plan is designed to be quick and convenient. Click the button below, enter your ZIP code and a few details, and view the plans available in your area. If you have any questions, our knowledgeable agents are here to help. Call 855-769-1832 for personal assistance, and we'll help you find accident coverage that fits your needs and budget.
Accident insurance is supplemental coverage designed to provide additional financial protection and is not a substitute for comprehensive health insurance or major medical coverage. Benefits, eligibility, premiums, limitations, exclusions, and product availability may vary by state and insurance provider. All coverage is subject to the terms and conditions of the policy issued by the applicable insurance company. Please review the policy details carefully before enrolling.